Legal

Terms of Service

Last updated: June 21, 2025

Please read these Terms of Service ("Terms") carefully before using KeepSplit ("we", "our", or "us"). By downloading, installing, or using the KeepSplit app or website, you agree to be bound by these Terms. If you do not agree, do not use KeepSplit.

1

Acceptance of Terms

By creating an account or using any part of the KeepSplit service, you confirm that you are at least 13 years old, that you have read and agree to these Terms, and that you have read our Privacy Policy. If you are using KeepSplit on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

2

Description of Service

KeepSplit is an expense-tracking and bill-splitting application for groups. It allows users to:

  • Create and manage groups for shared expenses
  • Log, categorize, and split expenses among group members
  • Track balances and record settlements
  • Receive notifications about group activity

KeepSplit is a tool to help coordinate shared finances. We do not process or transfer actual payments between users.

3

User Accounts

When you create an account, you agree to:

Accurate Information

Provide truthful, current, and complete information. Keep your account information up to date.

Account Security

Keep your login credentials confidential. You are responsible for all activity that occurs under your account. Notify us immediately at privacy@ksplit.com if you suspect unauthorized access.

One Account Per Person

You may not create accounts for others without their express permission. Accounts are non-transferable.

4

Prohibited Conduct

You agree not to use KeepSplit to:

  • Violate any applicable law or regulation
  • Harass, abuse, or harm other users
  • Upload or transmit malware, viruses, or malicious code
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Scrape, crawl, or systematically copy content from the service
  • Use the service for any fraudulent or deceptive purpose
  • Impersonate any person or entity

We reserve the right to suspend or terminate accounts that violate these prohibitions.

5

Intellectual Property

KeepSplit and all of its content, features, and functionality — including the software, design, logos, and trademarks — are owned by us and protected by applicable intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to use KeepSplit for personal, non-commercial purposes in accordance with these Terms. You may not copy, modify, distribute, sell, or lease any part of our service or software.

6

Disclaimers & Limitation of Liability

No Financial Advice

KeepSplit is an organizational tool only. We do not provide financial, legal, or accounting advice. Expense calculations are based solely on the data you and your group members enter.

Service Availability

We strive for high availability but do not guarantee uninterrupted or error-free service. We are not liable for any losses caused by service outages or data errors.

Limitation of Liability

To the maximum extent permitted by law, KeepSplit and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

7

Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes arising from these Terms or your use of KeepSplit shall be resolved through binding arbitration or in the courts of the jurisdiction where KeepSplit is registered, unless prohibited by local law. You waive any right to a jury trial or class-action lawsuit to the extent permitted by law.

8

Changes to Terms

We may update these Terms from time to time. When we make material changes, we will notify you through the app or by email, and update the "Last updated" date at the top of this page. Your continued use of KeepSplit after changes take effect constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the service and delete your account.

9

Contact

If you have any questions about these Terms, please reach out: